About Us
Frequently Asked Questions (FAQs)
Answers to common questions about beauty industry insurance.
Your Questions, Answered
How do we apply for coverage?
What services are covered under your program?
Professional Liability including:
- Laser Treatments
- Skin Care Treatments (Facials, Chemical Peels, Microdermabrasion)
- Makeup Application
- Massage Therapy
- Electrology
- Hairdressing
- Permanent Waving
- Hair Weaving
- Hair Dying
- Nail Care Services
- Aromatherapy Service
- Full Body Massaging
- Body Wrapping
- Spray Tanning
- Exfoliation
- Reflexology
- Skin Care (AHA Acids)
- Esthetic & Slenderizing Services
- Waxing
Some exclusions apply: Tanning Beds, Body Piercing, Permanent Makeup, Tattooing, Light Therapy, Microblading, and Botox (fillers)
Besides Professional Liability, what other insurance coverages can SASSI offer?
SASSI’s most popular insurance coverage among beauty professionals is professional liability which protects against negligence and malpractice claims. Depending on the type of business and services being performed, we may also be able to offer:
- General Liability
- Commercial Property
- Business Owners Policy
In what states is SASSI coverage available?
All U.S. states except Alaska, Hawaii, Virginia, and Washington.
What information is required for a quote?
Are your rates competitive?
Our 90+ years of experience mean we offer competitive coverage and pricing.
Do you offer coverage for independent contractors?
Yes, we cover independent contractors and individuals renting salon chair or booth space.
Do you cover hair replacements?
We provide coverage for hair weaving only.
Do I have to be licensed?
Yes, if your state requires it.
Do you cover start-up businesses?
Yes, we provide coverage for new businesses.
Do you provide liability for cosmetics manufacturers?
Yes, we can offer both general and product liability to cosmetics manufacturers, distributors, and importers.
What are your carriers' ratings?
We work only with carriers rated A+ by A.M. Best.
Is your program admitted?
Yes, our program is admitted in all states.
Ready to Protect Your Business?
Contact us today to start a conversation with our team on how to obtain a personalized insurance quote for your salon or beauty business.