Insurance Solutions

Salon & Spa Insurance

Protect Your Beauty Business with Specialty Insurance

Insurance for Full-Service Beauty Salons & Spas

Owning a beauty salon or spa comes with distinct risks, from client accidents to product-related issues. SASSI understands these challenges and offers specialized coverage tailored to your business needs, drawing on more than 90 years of beauty insurance experience.

  • Full-service and high-end salons
  • Day spas
  • Cosmetologists
  • Skincare Specialists
  • Estheticians
  • Makeup Artists
  • Massage Therapists
  • Spray Tan Technicians
  • Aromatherapists
  • Reflexologists
  • Hair Removal Technicians
  • And More…

Full-service beauty salons and spas face a variety of business insurance risks. SASSI provides comprehensive protection through the following coverages:

  • General Liability: Safeguards against accidents involving clients or property damage, a must-have for salons and spas.
  • Professional Liability: Protects against claims related to professional services, such as mistakes, advice that causes harm, or dissatisfied clients.
  • Product Liability: Covers damages or injuries caused by products, like adverse reactions to cosmetics.
  • Business-Owner Policy (BOP): Smaller salons may qualify for our BOP product which combines General Liability and Property coverage.
  • Personal & Advertising Injury: Protects against libel, slander, false advertising, or intellectual property infringement claims.

All U.S. states except Alaska, Hawaii, Virginia, and Washington.

Apply Now

Ready to get started? Download our application forms below:

If you choose property coverage with your Professional/General Liability, please have your broker submit the proper ACORD forms 125 and 140.

For Business Owners Policy (BOP), we require ACORD form 160 (version 2006/08).

Once completed, submit via email to info@brownyard.com or fax to 631-666-5723.

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